MA-F-Explainable Artificial Intelligence

MATRiX provides custom Explainable Artificial Intelligence Solutions in Scorecards, Strategy Optimization, Dynamic Risk Control and Signal Detection.

XAI enables expert data driven decisions with trust, transparency and explainability at its core.

Produce granular insights by holding the models accountable and by having the ability to explain the rationale behind decision making.

No black box Solutions, easily understandable and explainable machine learning algorithms
100% compliant and within regulatory requirements
Transparency at local prediction level to show drivers for the decision
Establish trust with stakeholders by implementing interpretable models

Scorecards

Robust empirical credit scorecard models which include:

Strategy Optimization

Custom Strategy Optimization across various areas –Initial Credit Line Assignment, Pricing, Cross Sell/Credit line Management, Delinquent Collections, Originations and credit card/lending space

Dynamic Risk Control

Dynamically manage risk and retain projections shared with financial control and investors.
DRC isolates and identifies bad segments of the portfolio and treats them to maintain benchmark projections decided based on the organizations risk appetite

Signal Detection

Uncover valuable customer insights such as customer needs, values and spending habits using signal detection solution
Leverages transaction-level data with alternate data sources into one view to model trigger-event opportunities in each market segment for actions by banks and businesses